Can You File without a Bankruptcy Lawyer?

Bankruptcy law in Wilmington, DE, doesn’t require you to have a bankruptcy lawyer to file. You are allowed to represent yourself. However, this may not be a good idea. Whether you should have a bankruptcy lawyer can depend on a few things, including whether you filing Chapter 7 or 13 bankruptcy. Other factors include the amount of property and income you have, how complicated your bankruptcy is, and whether or not you are comfortable handling your own case.


If you are filing a Chapter 7 bankruptcy, you may have a better chance at a simple file without a bankruptcy lawyer. It’s easier when certain conditions are met, including having little to no property, your household income is below the state’s median income level, and you haven’t made any recent property transfers. Filing bankruptcy, if it is a simple case, will still require a lot of research and time. In many cases it’s in your best interest to have an attorney.